How Sentefy works
You collect for a burial, a wedding or a hospital bill. Your community pays by mobile money, and the money reaches your own number. Here is every step, and what it costs.
What you do
Setting up takes a few minutes. The identity check is the only wait.
Tell your story and set a goal
Write what you are collecting for, set the amount you need, and add photos. Goals run from UGX 10,000 to 1 billion. You can edit the story, the photos and the goal later, even after contributions start.
Check your identity, once
You verify once, and it covers every campaign you run. Sentefy stores no ID images or numbers. Your campaigns can go live as soon as the check passes; if a verification is later withdrawn, they pause until you verify again.
Share it with your people
You get a link, an invitation code and a QR code. Send them however you like — WhatsApp, SMS, social media or in person. Campaigns are not listed publicly, so only the people you share with can find yours. You can also add a committee, so the people organising with you see the roster and a running record of contributions.
What a contributor does
Four taps on a phone, with nothing to sign up for.
Someone opens the link you sent and reads your story.
They choose an amount, from UGX 1,000 to 20 million.
They pay with MTN Mobile Money or Airtel Money, entering their mobile money PIN on their own phone. No account, no card.
The campaign total updates once the payment goes through, and the money is paid out to your mobile money number automatically.
What it costs
MTN and Airtel charge for collecting a payment and for sending money out. Every fee is shown before anyone gives, and the campaign page shows what reaches you.
There is no setup fee, no monthly fee, and nothing to pay if nobody contributes.
Example contribution
- Mobile money collection fee
- − UGX 1,500
- Payout fee
- − UGX 785
- Sentefy fee
- UGX 0
- Reaches you
- UGX 47,715
- Mobile money collection fee
- − UGX 1,250
- Payout fee
- − UGX 788
- Sentefy fee
- UGX 0
- Reaches you
- UGX 47,962
- Organiser
- Identity checked before it goes live
- Who can see it
- Only people you share it with
- If the goal isn’t reached
- You keep what’s raised
- Paid out to
- Your mobile money number
Questions people ask
How quickly do I receive contributions?
Each contribution is paid out to your registered mobile money number automatically once the payment goes through, less the fees shown above. You don’t request a withdrawal.
How can people pay?
MTN Mobile Money and Airtel Money, through pawaPay. There are no card payments and no bank transfers.
What if I don’t reach my goal?
You keep everything raised. The goal is a target you show your community, not a condition for receiving the money.
Who can see my campaign?
Only the people you share it with. Campaigns don’t appear in any public directory or search on Sentefy, and you can restrict one to your committee alone.
What do contributors see about the people who gave?
The campaign page shows what was raised, not contributors’ phone numbers or personal details. Your committee sees a record of contributions without that personal information.
Can I change my campaign after it goes live?
Yes. You can update the story, add photos, change the goal and manage who has access while the campaign is running.
Ready when you are.
Set up your campaign, check your identity once, and share the link with the people who know you.